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Pay over time

Style now. Pay later.

Clear, transparent terms. Two ways to pay over time.

Now offering two ways to pay over time: SplitPay and financing installments*

With SplitPay, pay over time with 4 interest-free payments. Payments are automatically applied to your credit card or debit card every two weeks. No long forms and no credit check.

Simply select the payment optionĀ  "pay over time | Bread" at checkout.


See Bread's FAQ or reach Bread directly at or (844) 992-7323 ext. 1.

*The term is for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 3 equal monthly payments of $333.33 to $350.13 at 0% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval. BreadĀ® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC. SplitPay does not require a credit check.